WHOse Life Is It Anyway

If you are reading this blog post, you are like me. You read and seek to understand. You read to grasp changes taking place around you. You read to prepare for your future as well as to have a positive influence on others.

However, as humans, we must also deal with our own desire to not think about things we don’t like thinking about!

If there is one thing I wish I did not have to think about, it is the actions of global organizations that are more and more intrusive into my ability to make my own decisions.

In this post, I am only going to deal with one area and one organization: world global health risks and the World Health Organization.

Random or Pushed

One question I have asked myself often over the years is “random event or an event that was pushed on the public?” On March 11, 2020, we were all hit with the actions of the World Health Organization’s announcement that COVID 19 was now a pandemic.

WHO Declares COVID-19 a Pandemic, March 11, 2020, National Library of Medicine

Just 3 months later, I would watch a recording of a video call by members of the World Economic Forum called The Great Reset. Within a month, Klaus Schwab’s book, The Great Reset was a book anyone could purchase.

The video call confirmed with me that COVID-19 was not the big issue for these non-elected global leaders. In roughly an hour and a half, less than 10 minutes was given about COVIID; the bulk of the time spent on climate change. Why were these individuals not talking about the first global shutdown of the world economy? Why was so little time given to the pandemic?

As I continued to read, I came across Event 201. Immediately I learned that this event took place in October of 2019, months before the world was told we had entered a pandemic by the WHO and the entire world was thrown into an economic shutdown.

The following is a description of Event 201 that anyone can find on a webpage run by the John Hopkins Center for Health Security:

The Johns Hopkins Center for Health Security in partnership with the World Economic Forum and the Bill and Melinda Gates Foundation hosted Event 201, a high-level pandemic exercise on October 18, 2019, in New York, NY. The exercise illustrated areas where public/private partnerships will be necessary during the response to a severe pandemic in order to diminish large-scale economic and societal consequences.

As you will notice, this major name in the field of medicine was working in partnership with two of the most powerful organizations in the world, seeking to simulate what would need to be done SHOULD a “severe pandemic” having “large-scale economic and societal consequences” take place in the future.

Now we jump forward to 2022. The following was taken from a webpage called Catastrophic Contagion, a page under the Center for Health Security, the same organization that ran Event 201 in October 2019.

The following can be found on the opening page of Catastrophic Contagion:

The Johns Hopkins Center for Health Security, in partnership with WHO and the Bill & Melinda Gates Foundation, conducted Catastrophic Contagion, a pandemic tabletop exercise at the Grand Challenges Annual Meeting in Brussels, Belgium, on October 23, 2022.

What do you notice? 2 of the 3 organizations that were working on a “fictional scenario” in 2022 were also the same ones that were working on a “fictional scenario” in the fall of 2019 just months before COVID-19 and pandemic became household terms around the entire world.

Once again, let’s review how Event 201 (2019) is described on the Center for Health Security and compare it with how they describe Catastrophic Contagion (2022).

Event 201:

This training tabletop exercise is based on a fictional scenario. The inputs experts used for modeling the potential impacts were fictional. It is a teaching and training resource for public health and government officials.

Catastrophic Contagion:

This training tabletop exercise is based on a fictional scenario. The inputs experts used for modeling the potential impacts were fictional. It is a teaching and training resource for public health and government officials.

If the John Hopkins Center for Health Security and the Bill and Melinda Gates Foundation were partnering with a global organization (WEF) in 2019 to simulate a fictional scenario regarding how public and private entities will be necessary during the response to a severe pandemic in order to diminish large-scale economic and societal consequences… and a few months later an actual scenario, the first global shutdown in history, did take place causing enormous economic and societal consequences… then should we expect another pandemic to “randomly” appear soon since the John Hopkins Center for Health Security and the Bill and Melinda Gates Foundation partnered with another global organization (WHO) in 2022?

Having read and learned a great deal from a host of books, articles, and documentaries since 2020, it is obvious that a lot of people have asked the same question.

If you are reading this post, chances are very high that you have already done a great deal of reading yourself. You have also made decisions about your own health since March 2020 that you may not have made prior to March 2020.

Let me close today with an illustration of WHY this may be hard to discuss with a wide audience even in 2024. I read this in a book that was recommended to me in the summer of 2006. The following is from Professor Jared Diamond’s book, Collapse: How Societies Choose To Fail or Succeed:

“The final speculative reason that I shall mention for irrational failure to try to solve a perceived problem is psychological denial. This is a technical term with a precisely defined meaning in individual psychology…If something that you perceive arouses in you a painful emotion, you may subconsciously suppress or deny your perception in order to avoid the unbearable pain, even though the practical results of ignoring your perception may prove ultimately disastrous.” [Collapse, Diamond, 2005, pg 435]

Diamond then gives an example of how this played out when pollsters interviewed people living downstream from a dam.

“Consider a narrow river valley below a high dam, such that if the dam burst, the resulting flood of water would drown people for a considerable distance downstream. When attitude pollsters ask people downstream of the dam how concerned they are about the dam’s bursting, it’s not surprising that fear of a dam burst is lowest far downstream, and increases among residents increasingly close to the dam. Suprisingly, though, after you get just a few miles below the dam, where fear of the dam’s breaking is found to be the highest, the concern then falls off to zero as you approach closer to the dam! That is, the people living immediately under the dam, the ones most certain to be drowned in a dam burst, profess unconcern. That is because of psychological denial: the only way of preserving one’s sanity while looking up every day at the dam is to deny the possibility that it could burst.” [Ibid, pg 436]

Diamond concludes that even though this is an example of individual denial, this narrative seems to correspond to group psychology as well.  

National Sovereignty or Global Tyranny

When I consider how the world was given instructions on daily life by a handful of individuals once the WHO announced that COVID 19 was a pandemic, and how much this event has “reset” the way we look at the world and global groups, I continue to ask everyone to answer the question, “WHOse life is it anyway”? For anyone taking the events of 2020 past their own health to that of how nations came under the power of a global governing agency, it is truly one of the most pressing questions of our time.

As we continue through 2024, I strongly encourage everyone to find sources that focus on developments taking place at the WHO. Clearly, the powers of the WHO are something everyone around the world should be pushing back on, since as shown in 2020, our daily lives can change overnight from such global non elected individuals.

Recommended Sources:

James Roguski’s Substack – Ongoing Commentary on WHO developments

(Dr) Meryl Nass Substack – Disentangling COVID, WHO and global governance disinformation

Epoch Times – Excellent interviews, documentaries, and articles

Peter McCullough MD, MHD, – Internist, cardiologist, and epidemiologist: Co-author (with John Leake) of “The Courage to Face COVID-19: Preventing Hospitalization & Death While Battling the Bio-Pharmaceutical Complex.”

The Wellness Company – Source for preparing for medical emergencies

Regarding the May 27th WHO attempt at passing a “pandemic treaty”

SOS: Stop the World Health Organization’s Tyrannical May 27 Power Grab, Gatestone Institute: International Policy Council, May 17, 2024

Journalist Alan Newman Interviews Dr. Peter McCullough: Disease X Is Being Cooked Up Right Before the WHO Treaty Vote, Rumble, May 7, 2024

Nigel Farage: We Must Leave the WHO Over the Pandemic Treaty, The Telegraph, May 13 , 2024

Securing America By Rejecting the World Health Organization, Dr. Peter McCullough with Frank Gaffney, Courageous Discourse, May 24, 2024

24 GOP Governors Tell Biden Not To Sign the WHO Pandemic Agreement, May 25 ’27, Zero Hedge

Neither the Pandemic Agreement nor the IHR amendment process was able to produce a final document yesterday, Dr Meryl Ness Substack, May 25, 2024

[Thanks C for sharing.]

Disclaimer: This information is free. I am merely an American citizen concerned about the continued move away from freedom and toward more controls being pushed at the global level. Like financial information, this information is solely for your own investigation and should not be considered medical advice.

As always, comments are always welcomed. If you find this information of value, please share it with others.

Can There be Peace?

In the spring of 2007, I went to Dallas Seminary and met with Dr. Dwight Pentecost. It had taken weeks of talking with my contact at the Dallas Seminary Foundation to arrange this. By this time in my life, I had started my investment research letter, The Investors Mind and had released my research paper, Riders on the Storm: Short Selling in Contrary Winds. Having studied the Bible over 3 decades by that time in my life, I was excited to have an opportunity to talk with a man known as one of the leading scholars in Biblical Eschatology.

Even though he was 92 when we met, our talk was like one with a young man, passionate to tell you of a wonderful trip he had just returned from.

Having traveled the world over, talking with people of many cultures and religions, he told me he had seen a pattern that appeared everywhere he went. There were 3.

  1. They want to have good health. They do not look for “perfect health”, but hope they would not be surprised by something fatal.
  2. They want to have a stable financial situation. They do not want to be rich and fear losing it, or poor, and fear day to day survival. They merely want some stability.
  3. The third one is peace. Peace is not something they could conceive of on a large scale but desire it for their own lives with their family and community.

As I write this post, I dare say a person would need to have turned all communication off with the real world to believe that we live in a world of peace.  However, since that discussion in 2007, I have found these 3 concepts to be almost universal as well.  

Currently, the world is watching 3 major hotspots: Ukraine and Russia, Israel and Islamic Terror groups, and China and Taiwan. Clearly, the majority of people in the world have no desire to enter a global war. However, I believe we can all see this possibility is high when considering the 3 hotspots above.

What do we know about the History of the Middle East?

If one were to consider the hottest religious hotspot on earth, it would be Jerusalem. This place has centuries and centuries of history for Islam, Christianity, and Judaism. Christianity and Islam (certainly a wide range in what is practiced) are the two largest religions in the world.

  • If you did not listen to Tucker Carlson’s interview with Putin on X, I would strongly encourage you to do so. When considering the global media narrative that controls “the news”, this one is certainly outside their narrative. It is also contains interesting commentary on the history of Ukraine and its relationship to Russia over centuries.
  • A great book from a highly seasoned journalist on this topic is Sharyl Attkisson’s, Slanted: How the News Media Taught Us to Love Censorships and Hate Journalism (2020)]. When I talk with individuals, it is not long before I can tell if their ideas have developed from “the narrative”, or if they understand that “the narrative” is akin to indoctrination on the “correct view”. Considering the size of historical events we are watching, understanding the difference has never been more important to how we interpret events.

Do I think there will be peace soon? No way.

Do I think there will be peace in the future for Jerusalem and the area around it? Yes.

Since we are dealing with a world where the global news narrative and censorship continues to get stronger, it is always encouraging to find individuals thinking outside this global narrative box.

If you made it this far, I would like to share with you more information and sources that are outside the global news narrative for your own evaluation of what we are watching in the “Israel-Hamas/Palestinian people” narrative.

  1. The Israeli/Palestinian Conflict Narrative Questioned.

The easiest way to evaluate this statement is to consider what happened BEFORE 1948. I am only going to focus on a few pieces of data.

The following are pulled from the book, From Time Immemorial: The Origins of the Arab-Jewish Conflict Over Palestine by journalist Joan Peters. It took Peters 7 years to put together this tome. I personally do not know of a better resource on the long history of the land leading up the 1970s. She even states that she changed her view of this conflict during her 2nd year of research because of her findings.

[2007/my copy was $12.89. Now collectible/over $240 on Amazon.]

We start 50 years ago when she was taken to a refugee camp outside of Beirut.

 “ It was 1974, two and a half decades after the war against Israel’s statehood, with several Arab-Israeli wars since, and these appealing, victimized people were still refugees, with weapons as the remedy prescribed for their collective wound. Where were their civil rights? Why were the Arab refugees, unlike refugees on other continents, not yet rehabilitated but still in camps? [italics author’s, page 4]

“Because I’d assumed that Arab refugees from Israel were the ‘Middle East refugees’, I started to find that, also around 1948, whole Jewish populations from numerous Arab countries had been forced to flee as refugees to Israel and elsewhere in the world.” [italics author’s, page 4]

The change of her original hypothesis.

“…this book was nearly two years along and its outline still contained assumptions of conventional wisdom about the pivotal past, unwittingly supporting and reinforcing central misconceptions of the Arab-Israel conflict, even while I was attempting to uncover the truth.” [page 7]

Arab Leaders knew this narrative was wrong decades ago.

“Since 1948 Arab leaders have approached the Palestine problem in an irresponsible manner… They have used the Palestinian people for selfish political purposes. This is ridiculous and, I could say, even criminal” King Hussein of Jordan, 1960 (page 11)

2. Why didn’t the Jews stay in other parts of the Arab world?

After Islam started in the 7th century, things changed. This is only a small sample of the treatment of Jews in Arab nations in the 20th century.

Iraq  – When Iraq joined the Arab war against Israel’s independence, in May 1948, government terror increased; Jews, who had been restricted to some degree from travel, now were forbidden to leave the country, and many fortunes were extorted and confiscated….” “Zionism became a capital crime, and Jews were publicly hanged in the center of Baghdad…the Jews were stripped of million of dollars through economic discrimination.” [page 45]

“The Jews of Iraq, too, flew to Israel – between 1949 and 1952 alone, more than 123,000 Iraqi Jews escaped and were forced to flee to Israel and to leave their assets and communal holdings behind.” [page 43]

Egypt –

“In the days following the November (1947) vote to partition Palestine, Jews in Cairo and Alexandria were threatened with death, their houses were looted, and synagogues were attacked.” [page 48]

“With the outbreak of the 1948 war, Egyptian Jews were barred from leaving Egypt, whether for Israel or elsewhere. Then, early in August 1949, the ban was abruptly lifted, and much sequestered Jewish property was returned.

From August until November of 1949, more than 20,000 of Egypt’s 75,000 Jews fled, many to Israel.” [page 49]

“In 1964 President Gamal Abdel Nasser declared, in an interview, that Egypt still pledged allegiance to the old Nazi cause: ‘Our sympathy was with the Germans.’”    [Page 49]

Syria –

“Jewish history in Syria began in biblical times. By A.D. 70, 10,000 Jews dwelt in Damascus, and a consistent Syrian Jewish presence was maintained for more than two millennium….’ [page 60]

“The French were assigned mandatory rights over Syria in 1920, and in 1925, the time of the Druse revolt against the French, the Jewish quarter of Damascus was attacked; many Jews were murdered, dozens were wounded, and homes and shops were looted and set afire. “[page 62]

“In 1942 the Axis radio in Damascus caused additional alarm through broadcast of the false report that Roosevelt and Churchill had promised Syria to the Jews as part of a post-war Jewish state. The Jewish Quarter was raided in 1944 and 1945, and the end of World War II intensified the persecution and restrictions against the Jews. Tens of thousands of Syrian Jews fled between the world wars and after. The Jews numbered roughly 35,000 in 1917; in 1943 about 30,000 remained…By early 1947 only 13,000 Jews remained.” [page 63-64]


At this point it should be obvious from these stories of extreme persecution, that the REFUGEES in this story should be the Jews. The same countries that forced them to flee into the tiny strip of land that became the nation of Israel again in 1948, are offering no aid or help right now to allow the Palestinian Arabs to even take temporary refuge in their own country while Israel fights Hamas and destroys their operations and tunnels still under Rafah. Even Hamas has shown no respect for the Palestinians they are supposed to “govern”.

Hamas Leaders: “Women, Children, Elderly” Must Die in Gaza to Help Our Fight Against Israel, themanews.com, Oct 30, 2023

What does that say to anyone thinking about the global narrative that continues today? This is one of the greatest misinformation narratives of history.

Can there be peace? Yes, but not from the current solutions proposed.

History of Gaza and an Arab Muslim Israeli Speaks Out

I strongly encourage you to listen to these two individuals. With all the painful and negative events surrounding this part of the world today, these two individuals – one Jew, one Muslim, both Israelis – will encourage you that there is a way to move toward peace outside of the two-state solution that neither Hamas, Hezbollah, Iran, or Israel want. I also believe from the writings of various Jews who wrote the Bible I have studied for almost 50 years, that there is a day coming when there will be world peace. The center of that world peace is Jerusalem and this land. I know, just not today.


Dr. Erez Soref, a Jew who is President of One for Israel. Watch, A Brief History of Gaza: Ancient and Modern. I am sure almost anyone watching this will learn something new.

Sophia Khalifa, an Arab Muslim who grew up in Israel and is an Israeli citizen today. Watch, Sophia Khalifa: My Life in Israel as an Arab Muslim

# For other sources outside “the narrative”, check out HonestReporting.com, MEMRI.org, and Times of Israel.com.

Next up, good books that have impacted and strengthened my thinking on different topics over the last few months. Their content contains information that is most certainly outside the global media narrative.

As always, comments are always welcomed. If you find this information of value, please share it with others.

Only the Facts: A Look at the Hamas-Israeli Conflict, Part 2

If you have not read Part 1 of this article, I would encourage you to read Part 1.

It has been almost 3 months since Hamas attacked Israel on October 7th. What started out as an attack by Hamas on civilians – involving the murder, rape, and mutilation of some 1400 civilians in Israel before taking over 200 hostages (women, elderly, and small children) – turned into large protests, calling for freedom of Palestinian people and even for support of Hamas as well as a rise in antisemitism across the world and in universities particularly.

In this blog post, we will ask more questions in our quest to increase our understanding of these recent events.

Q1 – What do we know about the instructions given to terrorists before they attacked? Surely these violent attacks were a smoke screen created by the Israeli Defense?

Israeli security agencies published video footage Monday from the apparent interrogations of seven Hamas terrorists who were captured following the Palestinian terror group’s October 7 onslaught, in which they admitted they had been ordered to carry out atrocities against Israeli civilians.

In one video released by the Israel Defense Forces, a person whose face is blurred said that gunmen were given instructions to kill everyone they saw, including beheading victims and cutting off their legs.

“The plan was to go from home to home, from room to room, to throw grenades and kill everyone, including women and children,” he said. “Hamas ordered us to crush their heads and cut them off, [and] to cut their legs.” [Kill, behead, rape: Interrogated Hamas members detailed atrocities against civilians, Times of Israel, 10.24.23]

Anyone who followed stories about beheadings by ISIS several years ago knows that violence towards civilians by Hamas is not a new strategy by “modern day” Islamic terrorists. The horrors from videos and articles are so widespread, that for anyone to support HAMAS without questioning their brutal actions is extremely unsettling.  

Q2What does “from the river to the sea” mean protestors who flooded the streets of London in support of “freeing the Palestinian people” and “their land”?

“We won’t rest until we have justice, until all people, Israelis and Palestinians, between the river and the sea can live in peaceful liberty,” said Andy McDonald, a Labour MP, at a protest in London organized by the Palestine Solidarity Campaign. [‘From the river to the sea’: where does the slogan come from and what does it mean? The Guardian, Oct 31 ‘23]

Following the long held two-state solution created by world leaders over 3 decades ago, Mr. McDonald continues to miss the point that Hamas and most people living in Gaza, “the Palestinians”, do not want “peaceful liberty” or a nation of Israel.

 In 1966, the Syrian leader Hafez al-Assad, the father of the country’s current dictator, said: “We shall only accept war and the restoration of the usurped land … to oust you, aggressors, and throw you into the sea for good.” [same Guardian article]

And as the article continued, we can see, whether Hamas or the British home secretary, there are many today who understand this statement, ‘from the river to the sea’ in no way implies a move toward the “two state solution” that world leaders, or globalists, continue to push. 

Hamas, whose gunmen killed 1,400 people on 7 October, claim the slogan in their rejection of Israel.

“Hamas rejects any alternative to the full and complete liberation of Palestine, from the river to the sea,” says the organization’s 2017 constitution.

The home secretary, Suella Braverman, tweeted after recent UK protests – in which thousands chanted “from the river to the sea, Palestine will be free” – that the slogan was “widely understood as a demand for the destruction of Israel”. She added: “Attempts to pretend otherwise are disingenuous.” [same Guardian article]

Even the Arabs in Palestine do not accept the two-state solution and were in support of violence by Hamas against Israelis before Oct. 7.

The most recent PSR (Palestinian Center for Policy for Survey Research) poll, published last month (Sept.  ’23), showed that if new presidential elections were held today, Hamas leader Ismail Haniyeh would win 58% of the vote, while Mahmoud Abbas would only receive 37%. Hamas’ “armed struggles” (terrorism) against Israel was supported by 58% of the Palestinian public…

This means that a majority of Palestinians share Hamas’ desire to eliminate Israel as expressed in the terror group’s 1988 charter. The poll also showed that 71% of the Palestinians support the formation of armed groups to murder Israelis. [Who Says that Hamas Does Not Represent the Palestinians, Gatestone Institute; International Policy Council, Oct 23 ‘23]    

Q3 But surely the Jews should be willing to give up control of Gaza again to the Palestinian people who do not accept a two-state solution?

Unfortunately, the October 7 massacre proved beyond a doubt that both Hamas and the Palestinian Authority actually mean it when they say that they want to annihilate Israel. According to a November 14 poll by the Arab World for Research and Development, 75% of the Palestinians polled support the October 7 massacre and 74.7% support the creation of a single Palestinian state “from the river to the sea”… This is what the Biden administration wants to reward with a Palestinian state? [Does Biden Want Israel to Lose the War?, Gatestone Institute International Policy Council, Dec 22 ‘23]


Amar Tsarfati is an Israeli. He has a You Tube Channel called Behold Israel. He has made videos about the war called Special Middle East Update: The War In Israel. I am linking the one from Nov 1 ’23.  Because he is a native-born Israeli, and he has presented much information I have not found elsewhere, I am sharing this with you.

According to Tsarfati, 16 countries have agreed to take in Ukrainian refugees. 0 (zero) Arab countries have agreed to take in any Palestinians refugees. If there were more than 108.4 million refugees (forcibly displaced) around the world at the end of 2022, why does the UN and world leaders focus so much attention on the Arabs living in what was formerly called “Palestine”? Why have other Arab Muslim nations not opened the door to the Palestinian Arabs? If the historical record clearly shows that the Jews were in the land of Palestine before 1948 in large numbers, why is there no mention of the “Palestinian Jews” by the mainstream media when covering this area?

(This grid was prepared for a writing I released in 2009, Jerusalem: City at the Crossroads of History. It can be found at my old, archived website, www.bestmindsinc1.com. Scroll to the bottom. It is a short book with 182 references.)

In my next post, we will investigate history, some modern and some going back centuries, seeking to ask more questions and consider where this story is taking not only the middle east, but the entire world. While this topic is very sobering, I find hope in articles like the one below. Is it possible that two women – an Iranian Jew and an Iranian Persian – could bring us hope and courage? Read on. Back soon. Comments welcomed.

Iranians and Evangelicals Support Israel, One for Israel

Only the Facts: A look at the Hamas – Israeli Conflict, Part 1

When I was growing up in the 60s and 70s, I watched a detective show called Dragnet. If you are older like me, you may remember Joe Friday, played by actor Jack Webb. As he questioned a new witness in a case he was working on, he would repeatedly say, “The facts, Ma’am”. Just the facts.”

This statement seems quite appropriate as the world continues to watch the Hamas – Israeli War that began on October 7th, and the continued push for a 2-state solution by Arab and World leaders.

In this short piece, I will ask a question like Joe Friday, and provide information for you to consider. Some things are current, and some are centuries if not more than a millennium old. I am uncertain if it will change any opinions, but I would like to share information for everyone to consider.  

Q1: What happened on October 7, 2023?

This one is easy. As we can see,across a wide variety of media; Hamas attacked civilians in Israel.

What to Know about the Deadly Hamas Attack on an Israeli Music Festival, Aljazeera, Oct 10 ‘23

How the Hamas Attack on Israeli Unfolded, Reuters, Oct 7, ‘23

Oct. 7: Hamas Terrorists Burst through Border, Slaughter Israelis in Their Homes, Times of Israel, Oct 7 ‘23

Q2: Why did Hamas attack Israeli citizens?

To answer this question I will present 4 points for you to consider; from present to ancient past.

1) It has been widely known for years that Hamas is a terrorist group.

“Hamas’ Record of War Crimes:

Terrorist groups use human shields to cause Western militaries, such as Israel’s, to refrain from lawful attacks or risk being blamed from civilian casualties that are in fact the fault of the terrorist group. This time, Hamas is using not only Gazan civilians as human shields but also the more than 150 (highest number is 240) people it has kidnapped from Israel. Hamas has a long history of using human shields as a tactic of war, storing weapons, hiding terrorists, and launching rockets amid densely populated civilian areas, including schools, mosques, and hospitals. ” Hamas Acts to Prevent Northern Gazans from Fleeing South, Foundation for Defense of Democracies, Oct 15, 2023

2) Hamas has proven that they have no respect for human life, no matter what race is involved. This includes civilians who were Chinese, Thai, Russian, French, Turkish, and Arab, as well as Jews.

Foreigners from at least 25 countries killed or missing in Israeli-Hamas War: At least 25 countries across Europe, Asia, and the Americas have confirmed their citizens were killed or are captive or missing following Hamas’ unprecedented incursion into Israel, Al-Monitor, Oct 9, 2023

3) The 1988 Covenant of Islamic Resistance Movement by Hamas reveals that one of the goals of this organization is to kill Jews. The following is found in Article Seven of this covenant.

“The Day of Judgement will not come about until Moslems fight the Jews (killing the Jews), when the Jew will hide behind stones and trees. The stones and trees will say O Moslems, O Abdulla, there is a Jew behind me, come and kill him. Only the Gharkad tree, (evidently a certain kind of tree) would not do that because it is one of the trees of the Jews.” (related by al-Bukhari (810-870 AD) and Moslem). Hamas Covenant 1988: The Covenant of the Islamic Resistance Movement, The Avalon Project, Yale Law School, Lillian Goldman Law Library

4) Because the Jews, or more accurately the sons of Israel, did not accept Muhammad’s teachings in the 7th century, he attacked 3 Jewish tribes. One must remember, by the 600s the Tanakh, Old Testament, had been completed for 1,000 years, and the New Testament (all books by Jewish authors other than Luke and Acts) was completed by the end of the 1st century. For this reason, to be faithful to GOD, they would not follow other religions.

The following is an account of the massacre of the men of the Qurayzah tribe in 627 AD. The account is taken from Dr. Mark Gabriel’s work, The Unfinished Battle: Islam and the Jews. Dr. Gabriel was born in Egypt and earned his doctorate degree in Islamic history from Al-Azhar University in Cairo.

“Muhammad and his military put the village under siege for twenty-five days. The Jews were tired and afraid that Muhammad would kill them all. They realized that he would not leave until they surrendered, so they asked to surrender under the same terms as the people of Nadir, who were permitted to leave the village and take along the necessities of life.

However, after the Jews surrendered, Muhammad asked the leader of the pagan converts in Medina what he should do with the Jewish people. This man answered, ‘My judgment is to kill the men and divide the money, women and children among the soldiers.’

Muhammad agreed and told his friends, ‘You judged them with the judgement of Allah.’

Muhammad went to Medina’s marketplace and commanded his people dig trenches. Then they told all the Jewish men to march into these trenches.

As they were going, the Jewish people said to the leader of their tribe, ‘Look at what Muhammad is doing to us. Where do you think they are going to take us, and what do you think they are going to do to us?’

Their leader replied, ‘He is taking us to our deaths.’

Indeed he was. Muhammad and his people killed between eight hundred and nine hundred Jewish men that day. Their form of death was to cut the men’s necks with swords and let them bleed to death quickly. Then they buried the bodies in the trenches. The first part of the advice from Muhammad’s friend had been accomplished. Now the second part.”

After this horrible sight for the woman and children, Muhammad kept 20% of the money, women, and children for himself, giving the rest to his soldiers.

In 628, after he and his men drove the Jewish out of the village of Khaybar, he made a statement that has been practiced right up to the current Gaza War. He declared: “There will never be two religions in Arabia”.

Part 2 and 3

In Part 2 and 3, we will address more questions.

Is there a connection between Hamas and the Al-Shifa Hospital? Has Hamas, since the war they started on October 7th, actually used their own people as human shields? Was the attack on October 7th fostered by a fight for land or was this attack fostered by Muhammad’s words; “There will never be two religions in Arabia”? What has been the history of Jews living in other Arab countries in modern history, or across the Middle East for centuries before WWI?

Every time I post new material on this website, I will alert all readers through my old business website, bestmindsinc.com. You can sign up for free. No promotions, no costs, and infrequent emails.

Comments welcomed.

Are We Building Back Better or Should We Reject the Reset?

The last time I posted a blog on living2024 was at the end of 2017. I know, a long gap between posts. However, 2022 is proving to be unlike the last 4 years.  

These were the comments from the opening of that 2017 post:

“By 2024, global risks from flagrant financial bubbles in 2017 will have been recognized. For today, one can only seek to influence those willing to think outside the conventional, “‘they’ will take care the big problems” view.

We have just completed the first half of 2022. With consumer confidence hitting its lowest reading since the 1970s in June, it is a good time to review where history has taken us all through the lens of debt growth and stock levels once more. I believe there is a growing understanding that what is taking place across the world is more than just our own stories; it is a major point in history.

The NASDAQ bull market in the 1990s
The bull market since 2009, the longest in history

There are 3 things not seen since 2009: 1) the longest bull market in the NASDAQ on record, AND 2) the US national debt over 5 times the amount seen in the 1990s, AND 3) a 6-month period where the NASDAQ 100 has traded below its 200-day moving average.

At this point you are either saying, “NOT AGAIN””, or “It always comes back”. But this is not just about the world’s stock markets since most people around the world have no financial interest in stocks. Yet the rise and fall of markets is part of the global economy, and that impacts the lives of almost everyone around the globe.

No matter what your race, nationality, or economic status, for the last half century, the world has been living through the myth of “with more debt and state assistance, we can get back to normal”. Looking at comments coming from those sitting in their globalist chairs, there is no solution that does not include increased control over the lives of billions influenced by their decisions.

US national debt going exponential

Federal Reserve Announces ‘Global Digital Currency’ to Replace US Dollar, EU Times, June 18, 2022

Countries That Have Tried Universal Basic Income 2022, Website: World Population

China launches app for its own digital currency as it looks to expand usage, CNBC, January 4, 2022

Report: America Has a Social Credit System Much Like China’s, Futurism, August 27, 2019

If you have read this far, don’t stop. Keep reading!

About 20 years ago, I heard about a book from Dr. James Dobson, founder of Focus on the Family. He stated that outside of the Bible, the best book he ever read was Endurance: Shackleton’s Incredible Voyage. [Short timeline of key dates during the expedition]

Endurance. Shackleton. Survival Antarctica

When I started the book, I continued to read until I reached the part where they had to depart from the ship because the ice was breaking it apart. With no way of contacting the outside world in 1915 and winter setting in on these men, you knew the story could only get much worse. I stopped reading it. I went to the final chapter. I had to see the end of the story before I could go on.

Reading the final days of triumph over some of the roughest seas on earth in one of the lifeboats, to then climb 32 miles over a steep alpine terrain, revealed that they reached a whaling station at South Georgia Island. Knowing the crew was rescued, I returned to read what was one of the greatest stories of determination and survival.

It is now 2022. We have lived through the growth of the US debt levels by $277 BILLION a year between the ’87 bottom and the ’00 top (12.25 years). We have seen these numbers leap over $7.2 TRILLION ($3600 BILLION per year) between Q1 ’20 and Q1’22. The speed of “money printing” has exploded the US debt in the last 2 years to a level that has been THIRTEEN TIMES that of the 1990s.

How could anyone believe this is the path toward, “sustainability”??!!

US Treasury bull market turns to bear market

No matter what you hear from the world’s largest central banks and global elite forums, the reality is we are all facing historical cycle and historic changes that no bureaucrat can stop.  The myth is being crushed, even as it is being promoted even louder.

“Okay Doug, but when do we get to the good part of this story?”

If you need to, jump to my closing remarks and read the extra sources. Then come back and continue reading and thinking. This is not intended to be a quick read.

We press on.

The Present and the Past: Any Connection?

At this point, I want to share with you some of my thoughts about this period from a deeper level. This comes from the last 2 decades of my life and many hours thinking of the period of history I find myself. 

Anyone who has been watching the global historical view for the last 25-50 years certainly understands that our world is changing, and some things, not for the better. These changes are also coming faster, as we have seen since the start of 2020.

“Many of us are pondering when things will return to normal. The short response is: never. Nothing will ever return to the ‘broken’ sense of normalcy that prevailed prior to the crisis because the coronavirus pandemic marks a fundamental inflection point in our global trajectory” Covid-19: The Great Reset, Klaus Schwab, 2020

I would agree with Mr. Schwab’s statement. However, I would NOT agree with his solutions.

When studying financial markets, traders and investors look for patterns. As we live in a world of rapid change, is there anything from history past, that help us understand the history unfolding around us?

The following are 3 major trends that have been developing for decades. They seem to relate to the writings of Jewish men from the 1st century AD and prior. Let’s consider them together.

1) Today: At the start of the 20th century there was no United Nations, Federal Reserve, International Monetary Fund, Bank of International Settlements or World Economic Forum. When one considers the planning and actions taken from the UN’s 1992 document, Agenda 21, and more recently, Agenda 30, as well as “The Great Reset” (WEF short video and post in June 2020, and Klaus Schwab’s book (July 2020), it is clear that at the global level of governance, history is not “just one damned thing after another”. [Actually, Arnold J. Toynbee believed there were grand patterns in history.].

Someone is always planning for the future, whether at the individual level or global.   

Do you believe we are moving toward a world that protects national sovereignty and the rights of the individual, or a global governing structure that supersedes national sovereignty and human rights decided by small unelected global committees? How could that change our lives?

1st century AD: John, the author of the book of John and Revelations in the New Testament, a disciple of Jesus.

“And the dragon stood on the sand of the seashore. Then I saw a beast coming up out of the sea, having ten horns and seven heads, and on his horns were ten crowns, and on his heads were blasphemous names.” Revelation 13:1

While I have seen maps allegedly developed by the Club of Rome demonstrating how nation states have been grouped into 10 regions, the interesting thing is that the term, “ten horns”, is described 3 times in the book of Daniel (6th century BC), and 4 times in Revelation (1st century AD). From the notes in the John McArthur Study Bible about Revelation 13:1 we find:

Ten is a number that symbolizes the totality of human military and political power assisting the beast (Antichrist) as he controls the world. Horns always represent power, as in the animal kingdom…”

The Jewish writers of the Old and New Testament produced their writings while living under 6 world empires. I know of no other book that is a collection of writings spanning 1500 years and during 6 world empires. Could this be of value to understanding our world today?

 2) Today: If you have every watched the British archaeology show Time Team (1994-2014), you have probably seen a dig where they found Roman coins from the 1st-3rd century. The United States minted its first coin in 1793. We even find Abraham paying 400 shekels of silver for a piece of land to bury his wife Sarah in Genesis 23. This would have taken place around 2,000 years before Christ. Money in the form of a metal coin has a very long history. However, fiat currency is what most of us know as money today.

With the advent of debit cards and apps for smartphones, money has become an electronic swipe. This is the first time in history for societies to ever see this behavior. As such, we are becoming more and more disconnected from the reality of HOW money is formed and what that could mean to our futures.

Away from the smartphone and debit card level, is the top of the global level. The next “tool” to help “stabilize the financial world”…how’s that going…is a digital currency by the world’s most powerful central bankers. What is this? It is an experiment by central bankers. Consider these headlines:

China’s CBDC Has Been Used for $9.7B of Transactions, CoinDesk, Nov. 3 ‘21

Japan’s digital yen plan to become clearer late 2022, says ruling party official, Reuters, July 4 ‘21

The digital euro and the evolution of the financial system, European Central Bank, Speech, June 15 ‘22

Remarks by Chairman Powell at the International Roles of the US Dollar Conference, You Tube, June 23 ’22 (Focus on 3:32-4:12) 

Tie this into the 5 currencies that make up the only international monetary unit, the Special Drawing Rights (launched in 1969). If these banks continue gaining more control through digital currencies and the Special Drawing Rights, they will have even more power over transactions globally.

“A basket of currencies defines the Special Drawing Rights: the US Dollar, Euro, Chinese Yuan, Japanese Yen, and the British Pound.”

Add to these developments ideas discussed in this interview with Catherine Austin Fitts, and this becomes even more disturbing. Fitts has a long history of watching and informing the public regarding changes at the global level of money. Big point: We are moving toward global control of all financial transactions.

Catherine Austin Fitts, Planet Lockdown, Jan 7 ‘21

1st century AD: John, the author of the book of John and Revelation in the New Testament, a disciple of Jesus.

These are probably the most widely known verses from the book of Revelation. Is it possible these words have anything to do with the current historic trends we see unfolding around us?

“And he causes all, the small and the great, and the rich and the poor, and the free men and the slaves, to be given a mark on their right hand or on their forehead, and he provides that no one will be able to buy or sell, except the one who has the mark, either the name of the beast or the number of his name.” Revelations 13:16-17

3) Today: If there is one thing felt by almost everyone across the world, it is the reality of inflation and the impact on their lives from the devaluation of their money.

US producer prices soar 10.8% in May as cost of gas spikes, NY Post, June 14 ‘22

‘It is really bad’: Nigerians go hungry as food inflation soars, Al Jazeera, April 16 ‘21

Inflation accelerates across Asia as experts warn of higher prices to come, The Start, July 7 ‘22

While we may not have experienced hyperinflation ourselves, it has left many painful stories over the last hundred years.

10 Hyperinflation Horror Stories of the 20th Century, Business Insider, Mar 19 ‘11

Venezuelan Hyperinflation, Armstrong Economics, Nov. 30 ‘16

Even one of the most studied economists of the 20th century, John Maynard Keynes, gives us insight into the ROOT of the trouble with monetary instability in his book, The Economic Consequences of Peace (1920):  

John Maynard Keynes inflation

“Lenin is said to have declared that the best way to destroy the Capitalist System was to debauch the currency. By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of wealth of their citizens. By this method they not only confiscate, but they confiscate arbitrarily; and while the process impoverishes many, it actually enriches some…. Lenin was certainly right. There is no subtler, no surer means of overturning the existing basis of society than to debauch the currency…” [Pgs 235-236]

Central bankers, as shown from their actions, have yet to address the problem they are creating by always solving a financial crisis with MORE DEBT (or up next… digital money or CBDC).

It might thus provoke changes that would have seemed inconceivable before the pandemic struck, such as new forms of helicopter money (already a given), the reconsideration/recalibration of some of our social priorities and an augmented search for the common good as a policy objective…” [Covid 19: The Great Reset, Klaus Schwab & Thierry Mallaret, Introduction, July 2020, highlighted text mine]

1st century AD: John, the author of the book of John and Revelations in the New Testament, a disciple of Jesus.

In the spring of 2007, I met with Dr. Dwight Pentecost, an author and professor who taught at Dallas Seminary for 58 years. He was in his early 90s when we met. We talked for about an hour and a half. It was like talking with a young person, yet with someone who had spoken with people all over the world who was constantly learning.  

Since the two books of the Bible most known for their eschatological content are Daniel and Revelation, he told me that he believed that Revelations 6: 5-6 implied a period of hyperinflation.

“When He broke the third seal, I heard the third living creature saying, ‘Come’. I looked, and behold, a black horse; and he who sat on it had a pair of scales in his hand. And I heard something like a voice in the center of the hour living creatures saying, ‘A quart of wheat for a denarius and three quarts of barley for a denarius; and do not damage the oil and the wine.’” Revelation 6:5-6

The John McArthur Study Bible provides commentary that parallels Pentecost’s comments:

quart of wheat. The approximate amount necessary to sustain one person for one day. denarius. One day’s normal wage. One day’s work will provide enough food for only one person. three quarts of wheat. Usually fed to animals, this grain was low in nutrients and cheaper than wheat. A day’s wage provides enough for only a small family’s daily supply.”

The following comment and image were found in a paper titled, “The Use of Propaganda on an Augustan Denarius”  [All Undergraduate Student Research, Pepperdine University, page 79, 2013]

In Augustus’ time, one denarius was the daily wage of a Roman citizen.”

roman coins from 1st century AD


In the first section of this post, I spoke about the book, Endurance: Shackleton’s Incredible Voyage. When the story came to the point where the men had to abandon ship as winter was coming in Antarctica, I had to read the end of the story. Only then, did I return to see how they made it.

To me, the answers to God size problems, is GOD. I know some of you will disagree with me. This is fine and is the basis of free speech and thought.  We can have a discussion. We can help each other.

However, it is clear to more and more people that the freedom to have a thought or comment apart from “the information” continues to only be seen as “disinformation”. This is not freedom. This is an Orwellian pathway. This is NOT the right road!

I will continue to write and seek to impact the thinking of others. I will continue to listen to the ideas of others and seek to learn.

To me, it is the only path forward and away from tyranny. To me, the only source powerful enough to deal with a world run by those pushing for more power and control, is a GOD size solution. To me, this is the only way we ever arrive at true lasting peace and respect for all.

The sources listed in the Extra below, are ones I have read many times over decades. I encourage you to read them all if you are unfamiliar with them.

Thank you for taking the time to consider this material.

Extra: Pieces of a GOD size story of hope

  1. Why did Jesus come? John 3:16
  2. Why do we need GOD? Romans 3:23
  3. Is there a price for rejecting GOD? Romans 6:23
  4. Is there a bridge that allows man to connect with the Divine? Romans 10:9-10
  5. Where can one find hope of a GOD size rescue? I Thessalonians 1:9-10, 4:13-18, 5:9-10, I Corinthians 15:51-52
  6. Are there any words about a future time of global peace and rest? Revelation 20:1-3, 21:3-5

Feel free to leave comments about this post, whether pro or con.

A “Perfect” Stock Market Year; a Good Thing?


By 2024, global risks from flagrant financial bubbles in 2017 will have been recognized. For today, one can only seek to influence those willing to think outside the conventional, “‘they’ will take care the big problems” view.

As 2017 comes to an end, the “perfect” stock market has been drilled into the minds of the American investor like none that has existed in the 121-year history of the Dow Jones Industrials.  The chart below, developed by Deutsche Bank, is yet one more example of how 2017 has not only been bullish for stocks but has been at a level of “perfection” not seen before.

Is this a good thing? I think not if one considers the long history of cycles and credit in history. Let me illustrate.

In 1981, I began work on my Master’s degree. Americans would see the national debt top $1 trillion for the first time. If your money market was not paying double digits, you moved your money.

Yields on 10 Year US Treasuries reached 15.84% in October 1981. In January 1983 the Dow closed above 1,000 for an entire month, a first in its history after reaching 995 for the first time in February 1966.

Yes, the money world of the early 1980s differed greatly from 2017.

If someone told us that 36 years later we would see the US national debt climb $1 trillion in a year to cross $20 trillion, money markets at the biggest banks paying less than 0.50% for deposits under 100,000 (a trend since 2014), and the Dow leap 7,000 points over 14 months to almost 25,000…. would we have believed them? Not based on the experience from 1966 to 1981.

So is it hard for us to believe the period ahead might not produce an additional $19 trillion in debt alongside another 24,000 increase in the Dow, WHILE interest rates plunge even LOWER than their LOWEST in American history as seen in 2016?

[Source – Is This the Most Important Chart in the World, Zero Hedge, Dec 27 ‘17]

Cycles have come and gone in history. Bubbles and come and gone in history.

One thing history has taught investors willing to learn from world events since the Dutch Tulip Bulb in the early 1600s is that the more “perfect” any investment theme has captured the minds of the public, the more disastrous the period following when money flowing from the herd changes directions.

The panic to keep from missing out stopped. The panic to get out began.

In the fall of 1981, the cost to borrow money for US government reached its highest in American history.

In the summer of 2016, the cost to borrow money for the US government reached its lowest in American history.

Has this 35-year bond market bull (interest rates coming down, bond prices moving higher) ended?

Could investors learn from the 35-year period leading up to 1981 as we start through 2018?

“The great bear market lasted some thirty-five years, by far the longest duration for a bear bond market in U.S. history. If a constant maturity thirty year 2 ½% bond had been available throughout this second bear market of the century, its price would have declined from 101 in 1946 to 17 in 1981, or 83%. In contrast, in the first bear bond market of the century, 1809 to 1920, the same bond would have declined 35% in price. The recent bear bond market seemed to have much more social and economic significance than that of all earlier bear bond markets. In all the others, bond yields stayed within the traditional band that had prevailed for centuries. This time they broke decisively out of that band.” [A History of Interest Rates, Third Edition Revised (1996), Sidney Homer and Richard Sylla, page 367]

“An entirely new and revolutionary phase of bond market history began in 1965. The Great Society program was underway, and business was assured that never again would even the smallest recession be permitted. Many believed just this. There seemed to be no more risk…..Then suddenly the (bond) market collapsed, led by a sharp decline in the bellwether, the recently issued 4 1/4s of 1987-1992…Market psychology, which had clung to traditional benchmarks was shattered, and the stage was set for a major bear market.”  [Ibid, pg 379]


Still thinking,


A Curious Mind

Global Intervention; The Death of ‘All Men are Created Equal’

“Greater love has no one than this, than to lay down one’s life for his friends” – Jesus Christ, 1st century AD, John 15:13 [NKJV]

It has been a month now since Hurricane Harvey hit the southern part of Texas, dropping more rain than any storm on record in the U.S. The size and scope are unfathomable when we consider so much change in such a brief time.

15 Trillion Gallons: Putting the Rainfall Total From Hurricane Harvey Into Perspective. Fox 26 Houston, Aug 30 ‘17


Harvey and Irma Economic Hit Could Total $200 Billion: Moody’s, CNBC, Sept 11 ‘17

Yet in the midst of such devastation, we saw acts of kindness, courage, and sacrifice from average Americans.

Yet another storm has been building for years. The numbers it has produced are staggering. Many have benefited; many have not. However, this storm differs from Harvey and Irma. As this storm has grown, we have been told that we were in recovery, yet like a Hurricane, if we track the storm, we see it has been building in strength, not diminishing.

Let me take one factor in this storm.

Since the $700 billion bailout announced 9 years ago in September 2008 to solve the worst crisis since the Great Depression, we have watched an ongoing deluge of “financial rain” (or debt to buy up financial assets). As I write this in September 2017, the global total of this ongoing “temporary assistance” for financial markets is already over 15 times the original US bailout the world heard in September 2008.

One side effect from the storm that has been building over the last decade, is that it has produced the widest financial inequalities between the top 1% and bottom 90% of any decade in American history.

According to an NY Times article, Our Broken Economy in One Simple Chart (Aug 7 ’17), when I was leaving college in the early 1980s, the middle class and poor were seeing their take home paychecks rise faster than those in the top 1%. By 2014, the torrent of debt to inflate financial assets had flipped income growth on its head; the bottom 90% were declining while only the tiniest of percentages at the top saw their incomes leaping.

In the last decade, the huge gap has not between the upper middle class and the middle class, but between the middle class and the group that make up less than 1/100th of the population.

Has history always shown that the number at the top is small and the number at the bottom is large? Yes. However, never has the wealth of the world depended on so much debt created in this short of a period!

The chart below from the Wall Street Journal is another view of the enormous income disparity that has developed since the “recovery”….and as the chart states, these numbers are now 5 years old, so the widening is even greater in 2017.

So I ask you, have the financial policies followed by the major central banks since 2008 encouraged the idea that all men are created equal?

This short post should not lead one to label the writer as a Democrat or Republican or a Liberal or Conservative, but merely a human being looking at his nation and world and asking questions from the data.

The most powerful force that has elevated the super rich far beyond the rest of the population, whether national or global, has been the Quantitative Easing model followed by central banks. Repeatedly since 2008 we were told this explosion of debt out of thin air, was an attempt to push inflation (prices) higher.

Central banks contributed $7 trillion to BUY ASSETS (chief recipient of the inflation) across the world between 2011 and 2016. YTD an additional $2 trillion has poured into the global financial system to continue this scheme. Keynesian central planning economists call this “the wealth effect”.

BofA: $2 Trillion YTD in Central Bank Liquidity is Why Stocks Are at Record Highs, Zero Hedge, Sept 15 ‘17

But has all this debt, funneled into financial markets producing the second longest bull market in US history, produced rising wages, leading to more spending, or have debt levels increased as wages have declined since 2009?

Wall Street Hits Record Highs, S&P 500 Pierces 2500, Reuters, Sept 15 ’17


Consumer Debt is At a Record High, Haven’t We Learned?, Washington Post, Aug 12 ’17

How can a nation believe “all men are created equal” when month after month their stock markets produce all time highs, yet their economy produces all time highs in the number of Americans out of the workforce?

Yes millions are retired, but with 97 million Americans living paycheck to paycheck, and adults between the working ages of 15 and 64 at 205 million, one can not conclude that overall, the American society is fiscally better off today than when we were lead to believe a $700 billion bailout was enough.

Bush signs $700,000 Financial Bailout Bill, NPR, Oct 10 ’08

Five years after the S&P 500 bottom in October 2002, the public saw that $8 trillion in stock market wealth had been created. 13 months later, the entire $8 trillion was gone.

Since March 2009, we have seen US stock wealth climb $19.2 trillion as of September 20, 2017. We can see from the chart below, 5 of the central banks in the world have grown their balance sheets over $11 trillion since the summer of 2008. This had never happened until the 2008 crisis. The debt used to buy these assets and “assist” market prices for 9 years has not gone away.

Are tens of millions of Americans, whether rich, poor, or middle class preparing for the next major financial storm? Will we talk, listen, and work together as this storm sets in, or place our hope in more debt and more “assistance” from our government, who itself sees debt as “unlimited” and the Federal Reserve as the force to calm the financial wind and waves.

“We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.” – The Declaration of Independence, 1776


A Curious and Confident Mind


Who Needs Bankers, We Need God

In the fall of 2013 I released a public article called “Who Needs God, We Have Bankers”. Over the last 2 years I have often thought of changing the title and releasing it again, but the power of the eternal snooze button from financial reality has stopped me.

After recent events, it seemed time to review the idea of “unlimited debt brings ‘stability’’; go back to sleep”.

The Snooze Button

The one thing about time, is like gravity, there are rules everyone plays by and always will.

Yes, debts had piled up in the trillions since 2013. Yes, it has produced the “wealth effect” assisted by various repetitious algorithmic suppression games, thus creating an even more powerful nirvana in the minds of people.

But the rules of markets and life have not changed since 2013. Thus, the value of asking questions instead of accepting the status quo become even more valuable with each passing year in this central bank/ state promoted mania.

First, let’s review the snooze button from the Oct ’13 article….

“The snooze button; what a great invention. When you have awakened from a deep sleep, and know you can get ready in less time, just hit the snooze button. You know it will still awaken you for your test or to get ready for your 8:00 flight, but in the meantime, you can enjoy a few more moments of precious sleep.


However, if you keep hitting snooze and fail to look at the time, you can also awaken to find that the extra sleep has now placed you in a position where you missed the final exam or your flight. The rewards for a few extra moments of sleep have suddenly become very costly.”

…and how Quantitative Easing (or hyper money printing to buy up assets) by central bankers has created the effect of a snooze button among investors worldwide. The higher the prices, the more the sleep, yet higher risk brings a greater need for an alarm to ring.

“Since the largest collapse of financial assets in history in 2008, the major central banks in the world, the Bank of JapanThe People’s Bank of China, the European Central Bank, the Federal Reserve, and the oldest of this group, the Bank of England, have worked together to create the largest asset bubbles ever seen while keeping the public in a perpetual state of blissful sleep. The method is actually quite simple.


Offer ultra-cheap credit to the global banks by which they can go promote even wilder speculation. Allow extreme levels of leverage in the system, something the general investor seems to never be aware of along the way. If things start looking weak, make certain the standards for collateral against those loans for speculation are LOWERED, allowing even more reckless behavior into the system.”

Now I ask you, were these statements from my October 2013 article correct at that time? If so, based on the actions of these central banks since 2013 it becomes even more important that we understand them in 2017.

If, so, then it must be true that we have more debt in the world today, higher asset values, more complacency, and greater risk not only our money, but our day-to-day use of it.

Let’s compare the stats.

Fall 2013, Summer 2017

December 1913 – Federal Reserve Act passed, establishing the Federal Reserve. US National Debt, $3 Billion

Fall 2013 – US National Debt – $17,000 billion (17 trillion)

Summer 2017 – US National Debt – $20,000 billion (20 tr.)

October 2013 – The combined balance sheet assets of the European Central Bank, the Federal Reserve, the Bank of Japan, the Bank of England, and the Swiss National Bank had reached $10 trillion. [Remember, this does not include the People’s Bank of China.]

May 2017 – The combined assets of these 5 major banks had reached $15 trillion.


The one thing that has become very clear in the summer of 2017, is that US equity markets since the fall of 2013 are substantially higher, the US national debt is more than twice what it was at the October 2007 top ($9 tr.), the NASDAQ 100 has climbed almost 5 times the level it stood 8.5 years ago, five of the major central banks have purchased 50% more in assets than they had in 2013 with debt they created out of thin air, and the global credit growth has contracted sharply since 2015.

Does this look like “financial stability”?

Is it time we should be asking, “Who Needs Bankers, We Need God”?

UN Wants Global Currency To Replace Dollar, UK Telegraph, Sept 7 ‘09


The IMF’s SDR; Only Way to Combat the Next Financial Crisis, Business Insider,

Oct 26 ’16

Time for Discussions on the Moral Ramification of “Unlimited Money”?

Have we placed our “faith” in global central bankers, global political meetings and think tanks to take care of the “big stuff” so we can go about our own lives and plans? If so, have we allowed these global groups to become our gods?

When will it be time to return to the past and question the moral ramifications of “unlimited debt” exchanged for artificially inflated “riches”?

Ponder these quotes. Are they not relevant to us today?

“We must not let our rulers load us with perpetual debt. We must make our election between economy [thrift] and liberty or profusion [abundance] and servitude. If we run into such debts as that we must be taxed in our meat and in our drink, in our necessaries and our comforts, in our labors and our amusements, for our callings and our creeds… our people must come [will have] to labor sixteen hours in the twenty-four, give the earnings of fifteen of these to the government for their [the government’s] debts and daily expenses, and the sixteenth being insufficient to afford us bread, we must [will] have no time to think, no means of calling the mismanagers to account, but be glad to obtain subsistence by hiring ourselves to rivet their chains on the necks of our fellow-sufferers.


If the American people ever allow private banks to control the issue of their money, first by inflation and then by deflation, the banks and corporations that will grow up around them [the banks], will deprive the people of their property until their children will wake up homeless on the continent their fathers conquered.” – Thomas Jefferson


“He who oppresses the poor to make more for himself or who gives to the rich, will only come to poverty.” – Solomon, Proverbs 22:16


“Government printing press money distorts economic reality, dilutes morality and is the true source of “income inequality.” Financial speculation rises with the increase in paper money and the general work ethic deteriorates. The something-for-nothing mentality pervades society.” – Bob Livingston, Personal Liberty, The Immorality of Paper Money, July 14 ‘14


“The argument that money is apolitical and amoral is equivalent to saying:  we are wealthy and powerful not because the system is designed to concentrate wealth in our hands but because we are lucky, talented and/or divinely deserving”. – Charles High Smith, Why Our Status Quo Failed and Is Beyond Reform (2016), Location 678, Kindle Edition


“ And He told them a parable, saying, “The land of a rich man was very productive. And he began reasoning to himself, saying, ‘What shall I do, since I have no place to store my crops?’ Then he said, ‘This is what I will do: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. And I will say to my soul, “Soul, you have many goods laid up for many years to come; take your ease, eat, drink and be merry.”’ But God said to him, ‘You fool! This very night your soul is required of you; and now who will own what you have prepared?’ So is the man who stores up treasure for himself, and is not rich toward God.” – Jesus Christ, Luke 12:16-21


A tired, but curious mind



When the “Wealth Effect” Bubble Cracks

“In psychology, cognitive dissonance is the mental stress (discomfort) experienced by a person who simultaneously holds two or more contradictory beliefs, ideas, or values, when performing an action that contradicts those beliefs, ideas, and values; or when confronted with new information that contradicts existing beliefs, ideas, and values.” – Cognitive dissonance, Wikipedia


It is now February 2017. Everything continues in slow motion in US stocks, with the other global equity markets playing the same tune. It is though nothing could send stocks into a bear market again….at least that is the impression the markets are giving the public emotionally.

In other words, why worry or think? If we look at “negative” financial information, it can create stress.

Yet, headlines like these make us uncomfortable with our “never decline” stock market images as other financial bubbles are cracking around the globe. One every American with money in the Dow 20,000 bubble should consider is the China property bubble.

China Makes Curbing Property Bubble A Priority in 2017, Nikkei Asian Review, Dec 17, 2016


China Tightens Monetary Policy Via Repo- Rates Rise, MarketWatch, Feb 3 ‘17

A couple of years ago I walked through a big home supply store where I live, seeking to see where items were made. I went down aisle after aisle. By far the largest country making products for this store was China. I looked at products in others stores and found similar results.

So when the Communist government in China seeks to deflate their property bubble followed a few weeks later by actions tightening credit and raising interest rates, I pay close attention.

The reason is simple. The two nations depend on each greatly.

If you create trillions in new debt across the nations of the world to levitate asset prices and stimulate your economy, eventually lending rates rise and those projects that came from that torrent of debt must be sustainable on its own. Otherwise prices must adjust downward as credit tightens, bad loans rise, and spending slows.

But this outlook is not happy. In fact, it’s sobering. We had rather seek information that fits the narrative we want to believe.

As long as the “felt wealthy” game continues, we come to trust in the “wealth effect”. And why shouldn’t we? These words were spoken by Chairman Bernanke in the fall of 2012.

Fed Seeking to Create Wealth, Not Just Cut Rates, Yahoo News, Sept 14 ‘12


The idea is for the Fed’s $40 billion-a-month in bond purchases to lower interest rates and cause stock and home prices to rise, creating a “wealth effect” that would boost the economy.


And “if people feel that their financial situation is better because their 401(k) looks better or for whatever reason — their house is worth more — they’re more willing to go out and spend,” Chairman Ben Bernanke told reporters. “That’s going to provide the demand that firms need in order to be willing to hire and to invest.”

If you went out and borrowed money to buy a house, car, new clothes, and take a vacation, would you FEEL successful? Could you LOOK successful to others around you, many even doing the same? So what is the problem with such actions, especially if the state (i.e. Federal Reserve) creates trillions in debt out of thin air to alter our perceptions?

Easy. You are front running the economy with trillions in cheap debt that at some point, must be paid back, rolled into a new loan pushing out the debt further, or default.

A year ago, Richard Fisher, former President of the Federal Reserve Bank of Dallas, told the public the “wealth effect” was not a sustainable plan.

“What the Fed did, and I was part of it, was front-loaded an enormous market rally in order to create a wealth effect.” [‘We Front-Loaded an Enormous Stock Market Rally’, Seeking Alpha, Jan 7 ‘16]

But this story is not solely from the actions of the Federal Reserve; this story, fostered by the People’s Bank of China, created the largest expansion of debt of any nation in world history.

China’s total debt stock more than tripled between 2000 and 2007 and quadrupled from 2007 to 2014. This was a $26 trillion increase. As debt flooded the nation in projects that were totally unsustainable from the start, the drag from this debt and rising delinquent loans continues to slow their economy. When we consider that roughly a third of global debt growth between 2007 and 2014 came from China’s historic debt explosion, what happens in China will impact the rest of the world? For the United States and China to be so closely dependent on each other, the a collapse of their property bubble will impact Americans.

To have China front run their economy with massive sums of debt, while the Federal Reserve did the same through QE policies since 2009, severe consequences must come.


The Unreal, Eerie Emptiness of China’s ‘Ghost Cities’, Wired, Feb 4 ‘16


“Cities and districts built without demand or necessity resulted in what some Chinese scholars have termed, literally, ‘walls without markets’,” says William Hurst, political science professor at Northwestern University. …“Political exigency and investment hysteria trumped economic calculus or consideration of genuine human needs.”


Top China Credit Analyst Says Bad Debt Ratio May Hit 22%, Loan Losses in Trillions, Bloomberg/Contra Corner, May 25 ‘16

Tighter credit conditions are coming everywhere we look. The Dow 20,000 is a way to keep investors and Americans living in the “wealth effect” until the “debt effect” from such policy cracks our complacency.

For now, we continue watching the biggest stock bubble on record, placing our “faith” in more corruption of markets through constant actions by global central banks.

Shhh, don’t wake us. Facing another bust only creates cognitive dissonance.

A Curious Mind

Cash Removed Hits India


It is now November 2016. By 2024, we will wonder how we could ignore so many warnings. The way we receive our news as Americans, I doubt most individuals know anything about what has taken place since November 8th in India. Our focus, and it certainly is very important, has been on our national elections, especially the President. However, what has been going on in India is important to everyone seeking to understand historical trends in the world of money and their impact to our lives if these trends are not altered.

This is a major event in the continuing move toward a global cashless society.

I was alerted to this story by a colleague of mine who grew up in India.

For us in 2016 we certainly see the world around us becoming more cashless, but removing large amounts of cash from use? Maybe in the movies, but real life? For the world in 2024…well, looking back everyone could have a very different view by then.

Good Morning, Hand Us Your “Big” Bills

I started my day like any other, reviewing my emails and various news sites. When I opened the email from a member of one of my Austrian economics chat groups, I was immediately curious about two of his recent writings on what the people of India were experiencing with their own money since last week since he was Indian.

I have linked both of his articles in this post – contain videos as well – and would encourage anyone to read them and watch some of the videos. This is a huge deal, yet as is common in my country, America, the majority know nothing about these developments or how this could impact our lives in the future.

This is a condensed version of events. We start with the day one after the Prime Minister’s announcement.

Last night (8th November 2016), India’s government banned the use of Rs (rupees) 500 (app. $7.50) and Rs 1,000 ($15) banknotes. This pretty much made most currency – in – use illegal. Banks and ATMs are closed today. The government believes that doing this will help eradicate corruption and push counterfeit money out of circulation. According to the Indian government, the counterfeit money tends to come from Pakistan and helps finance terrorism.


India being the second most populated nation behind China should tell the world that we should not take this is merely some random event that has no relevance to our own lives. India is also a member of BRICS, a group of nations that have been gaining financial clout as a group on the world stage for more than a decade. Collectively their populations make up over half the global population and 22% of global gross domestic product. In 2014, the group launched The New Development Bank.

‘BRICS’ nations to form development bank to rival World Bank, IMF, LA Times, 7/15/14

We return now to recent events, where we see that corruption is increasing, not decreasing from the government’s actions.

Those who find themselves stuck with high denomination bills today, must accept as little as Rs 700 in usable currency for every Rs 1,000 of banned currency.


At least theoretically, people can still use the otherwise banned bills at hospitals, gas stations, pharmaceutical shops, and train stations. As one would expect in India, these places have been converted into corrupt currency-exchange shops as of today.


But for most legitimate uses, none of these organizations are accepting the otherwise banned instruments. Why should they, when they can force customers to pay in the still-legal currency and then buy the banned instruments for Rs 700 for every Rs 1000 in face value, making a neat 43% extra profit without doing anything?

So much for slowing down corruption. But it gets worse.

Today, there is utter chaos in the market, with only the spontaneously erupted black market available to bypass the ban – most people simply don’t have anything else but the banned currency bills. Some are booking train tickets for future rides and are subsequently canceling them – they can use the banned currency to buy the tickets and can then get legal currency back after ticket-cancellation charges. This is costing people a lot of time, but it is the only way they can stay afloat and buy food. Others are taking different measures, equally desperate.


By any sane person’s reckoning, corruption has skyrocketed for the moment. So has gold (in some places physical gold had reached US $2,294 per ounce). Those who run businesses have lost whatever remnant of trust in the government they still had. In recent months several businessmen have confessed to me that they are closing down because the state has become increasingly heavy-handed and bureaucratic. Contrary to what the World Bank and IMF are saying, India is suffering economically. Its institutions are crumbling.

The comments above by an Indian, were written the morning after their Prime Minister banned the 500 and 1000 bills from circulation, these two bills representing 86% of the nation’s cash in circulation.

The following news report from Bloomberg makes it clear that forcing the people to change their old bills for smaller bills when the larger ones were this widely used in daily business is having drastic effects on the people.

The shortage of cash has started to hit movement of goods as well. More than half of an estimated 9.3 million trucks under the All India Motor Transport Congress have been affected as drivers abandon vehicles mid-way into their trip after running out of cash, according to Naveen Gupta, secretary general of the group. India’s roads carry about 65 percent of the country’s freight.

My colleague from India’s second article, dated November 16th, supports the comments above from the Bloomberg article.

Today India is on the verge of a major social-political crisis, unless either the government backs off from the decision of banning the currency or some real magic happens. There is chaos in the streets and daily life is slowly but surely coming to a full halt. …


That same afternoon (first day banks opened), I went to the post office with a friend who wanted to get his money converted. After waiting a long time there, we found out that the post office had run out of cash. Since then most ATMs have had limited amounts of cash available and banks keep running out of cash as well.

 Remember Greece last summer? The picture below was posted in the July 2015 post, Optimism Didn’t Help Greeks or Chinese.


From Greece in July 2015 to India in November 2016.

New Delhi: People queue up at out side of banks ATM to get money in New Delhi on Sunday. PTI photo by Vijay Verma(PTI11_13_2016_000071A)

New Delhi: People queue up at out side of banks ATM to get money in New Delhi on Sunday. PTI photo by Vijay Verma(PTI11_13_2016_000071A)


As human beings, may we never forget that terms like GDP, inflation, QE, and interest rates, remove us from the human drama of those hardest hit in the midst of such a financial hurricane. May we remember that this is a story about daily human life and seek to make a difference, even if we touch only a few lives in these growing financial storms around our world.

97% of the Indian economy is cash-based. With 88% of all outstanding currency no longer usable, the economy is coming to a standstill. The daily-wage laborer, who leads a hand – to – mouth existence in a country with the GDP per capita of a mere $1,600, no longer has work, as his employer has no cash to pay his wages.


Half of India’s citizens do not have a bank account and around 25% do not even have an ID card. These are the country’s poorest people, who have no way of converting their money – even if they learn how to do it, which is already a nigh insurmountable hurdle. Also, those who are old, disabled or sick have no choice but to suffer, for without personally visiting a bank branch office, one cannot convert one’s banknotes.

Like cages full of birds their houses are full of deceit; they have become rich and powerful and have grown fat and sleek. Their evil deeds have no limit; they do not plead the case of the fatherless to win it, they do not defend the rights of the poor. – Jeremiah 5:27-28

The righteous is concerned for the rights of the poor, the wicked does not understand such concern.  – Proverbs 29:7


A Curious and Caring Mind